Ongoing Masters Thesis Project

Capital One (Capstone)

Designing experiences to build financial capability for Gen Z customers on the Capital One mobile app.

PROBLEM SPACE

Capital One wants to engage gen Z customers, but the way Gen Z perceives and interacts with money sets them apart from previous generations.

Capital One wants to engage gen Z customers, but the way Gen Z perceives and interacts with money sets them apart from previous generations.

INFORMATION GATHERING

Uncovering Gen Z's Financial Perceptions and Realities

Method 1: Diary Studies | 5 days, 4 participants

Investigated social media contents’ influence on Gen Z’s emotions and thought processes related to finances.

Method 2: Survey | 83 responses

Identified financial concerns, goals and top trusted sources for financial information.

Summarizing Research Findings

DEFINE

Ideated how to address the above user pain points.

We ideated 13 different concepts to address these pain points. Our concepts ranged from budget calculators, AI notebooks for personalized advice and curated notifications.

Feedback from our industry mentor opened up conversations about how feasible these these within the capital One ecosystem.

THE OPPORUNITY

How might we help Gen Z customers build financial capability through interactive features in the Capital One ecosystem as a strategy to effectively tap into this demographic?

CURRENTLY ONGOING

Ideation, Testing, Iterations.

Designed with care, coffee and countless all-nighters.

JAHNAVI KOLAKALURI © 2024